Book Reviews: Multicultural Article Category
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Social Security has evolved dramatically over its 85-year history. If you file for Social Security at your precise full retirement age, or FRA, you'll get the exact monthly benefit your earnings history entitles you to. For example, the maximum amount of earnings subject to Social Security payroll tax in 2021 will be higher. The financial resources test limits the amount of savings you can have and still be eligible to receive SSI. At first glance, eligibility for SSI looks a lot like the rest of Social Security, with monthly benefits potentially available to anyone who's 65 or older, disabled, or blind. Also, many states tie eligibility for other assistance programs to SSI, so that those who qualify for SSI can also receive healthcare or food assistance as well. For more than 75 years, seniors have leaned heavily on the program, and even those who aren't of traditional retirement age have benefitted from it.
